Nelnet Student Loan Trust 2018-5

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$498,000,000 Class A Floating Rate Asset-Backed Senior Notes
$13,500,000 Class B Floating Rate Asset Backed Subordinate Notes

Date of Issue: December 13, 2018

Issue Amount: $511,500,000

Securities Offered:

Class A Floating Rate Asset-Backed Notes in the aggregate principal amount of
$498,000,000
Rate: One-Month LIBOR +0.68%
CUSIP: 64034BAA9
ISIN: US63701AA1


Class B Floating Rate Asset-Backed Notes in the aggregate principal amount of
$13,500,000
Rate: One-Month LIBOR +1.45%
CUSIP: 64034BAB7
ISIN: US63701AB9

Master Servicer and Administrator: National Education Loan Network, Inc.

Indenture Trustee: U.S. Bank National Association

Eligible Lender Trustee: U.S. Bank National Association

Lead Managers:
RBC Capital Markets
BMO Capital Markets
Citigroup


Initial Rating:
Senior Series 2018-5 A Notes
Aaa Moody's
AA+ S&P


Subordinate Series 2018-5 B Notes
Aaa Moody's
AA S&P